Why we exist
Money is spread across too many wallets, accounts and apps, and nobody, including the person who owns it, ever sees the whole picture. We bring it together so people can make better decisions and live a healthier financial life.
About Lemo
One platform for all your financial needs. Built in Ghana, starting with Lebe.
Lemo Financial Services is a Ghanaian financial technology company. We build Lebe, an AI assistant that helps people and businesses move, understand and manage their money on WhatsApp.
Our aim
Every wallet and account, understood in one place.
What we build
Lebe is our first product: an AI financial assistant on WhatsApp that helps people and businesses manage and move money across wallets and understand their money. More financial products and services will follow, delivered with our partners.
How we work
Lemo is not a bank or a wallet. We work with licensed banks, wallet providers and payment companies, who hold and move the money. Our job is to make all of it simple to use.
Lemo and Lebe. One is the company, the other is what you talk to.
The company
Lemo Financial Services Limited, registered in Ghana. We design and run the platform, and we work with licensed partners who hold and move the money.
The product
Your AI assistant on WhatsApp. Send money and pay bills, see where your money went, and get reminders, insights and guidance. Every action waits for your yes.
Start on WhatsAppHow we keep it safe. Plainly, with nothing hidden.
Read our privacy policyNot a bank or a wallet
Your money stays with the banks and wallet providers you already use.
Licensed partners move the money
Payments are processed by licensed payment providers and mobile money operators.
Your yes, every time
Lebe shows you what will happen and waits for you before anything moves.
Data protection
Certified by the Data Protection Commission, Ghana.
Working with licensed payment providers and technology partners
